Companies offer extended warranty automobile insurance plans at various levels. For example, there is a power train or corrosion warranty that covers 60,000 miles of car driving for the first five years. You may also consider bumper-to-bumper limited warranty that provides coverage for your vehicle for the first 36,000 miles or for the first 3 years, whichever is less. These warranty programs become crucial when it comes to avoiding costly repair expenses that your vehicle may have to face. The following are some of the important points to be considered while you are shopping for insurance with automobile warranty:
Talk To The Dealership
The dealership from who you are buying your vehicle is the best place to start with. You can talk to the sales representatives of these car companies and find out the details of packages being offered for extended warranty automobile insurance. Verbal descriptions are not enough. It is always better to ask them to provide you with a written brochure where coverage types are listed clearly for different packages, such as heating and cooling, electronics, drive train, power train, automobile accident, and others. Before you buy the automobile, make sure you do a thorough review of the different packages available.
Contact Auto Clubs
If you are a member of some auto clubs, you can contact them for more details on what kind of options are available for you. For example, AAA offers plans at three levels – platinum, gold, and silver. If you are looking for extended warranty automobile insurance package that provides coverage for air conditioning, front and rear suspension, wiring, brakes, steering, transmission, and engine, you can consider the gold plan. The silver plan is suitable for those who need coverage for gaskets, seals, axles, engine, and transmission only. The platinum plan, on the other hand, provides coverage for all types of original factory equipment on your car. While you are activating one of these plans, you may also opt for an option to set up a payment plan for the package.
Warranty Service Providers
Another option is to contact a warranty service provider, such as Warranty Warehouse, Auto Warranties, Warranty Direct, and others. You can talk to these companies to find out the details of the different extended warranty automobile insurance packages that are on offer at different levels. When it comes to choosing the best plan, it always pays to do a thorough comparison shopping. While you are comparing the different types of plans, you should look at the levels of coverage that a particular plan is offering and how much it is going to cost you. The best plan for you is the one that provides your vehicle with the maximum coverage but costs you the least. If you have any questions regarding service warranties or price guarantees, do not hesitate to ask the firm’s representatives.
If your financial condition is not good enough to cover the total upfront cost, you may consider zero-interest automobile financing. It is better to go for an extended warranty automobile insurance plan that allows you to use the repair garage of your choice when such situations appear.